This portfolio is packed with features and pockets that include: 1.5" 3-ring binder - Easily organize papers and folders. File compartment - Neatly stores folders, documents and more. Business Organizer - Pockets ,slots and pen loops keep belongings neat. Exterior Pockets - For quick access to important documents. Removable Lines Notepad - Allows replacement once all pages are used. Retractable Handles - Offer a convenient carrying solution.